Franchise NZ - Summer 2025

I bought a

Pit Stop franchise

and I’ve never

looked back

Franchise opportunities nationwide.

Call Stacey 027 406 3744 for a chat.

Visit www.pitstop.co.nz/franchising

22

Invest in your future

Starting, or growing, a business can be exciting and rewarding, but it

also requires significant financial investment. As per the Franchising

New Zealand 2024 survey conducted by Massey University and

sponsored once again by Westpac, access to funding and lack of equity

are two of the most challenging issues being faced by business owners

in achieving their objectives. Bank loans have been a dominant source of

funding for many of these business owners but many face challenges in

obtaining finance.

As an experienced specialist franchise

banker, I know this is where you

will benefit from finding a specialist

franchise banker who understands your

franchise business and your objectives.

They can help you to successfully launch

and grow your business. Choosing a

bank that understands the franchise

model and benchmarking information

can significantly improve your chances

of securing funding for your business.

Unique understanding

Specialist franchise bankers understand

the unique financial needs and

challenges of franchise businesses.

Funding franchise fees, initial training

fees, bank guarantees and fit-out

requirements, including minor refreshes

or major upgrades every five or so years

– these are all understood innately by

the franchise banking specialist.

Developing customised funding solutions that align with your business

goals and growth strategies is what they do, day in and day out. With

their in-depth knowledge of the franchise sector, franchise bankers can

ew Zealand business confidence has seen a significant improve-

ment in recent months, currently reaching its highest level in a

decade. Some of the key factors to have contributed to this increase in

business confidence are the falling interest rates, easing inflation and

improved economic outlook.

The Reserve Bank of New Zealand’s decision to start the OCR cuts in

August, with the likelihood of more OCR cuts to come, has provided

relief for businesses facing rising costs. The annual inflation rate in New

Zealand eased further to 2.2% in the September quarter of 2024, from

3.3% in the prior quarter. This marked the lowest reading since March

2021, reducing the burden on bwusinesses and consumers. The overall

economic outlook for New Zealand has brightened, boosting business

confidence. As a business owner, these positive signs may encourage

you to look at growing your business or buying a new one. Maybe it’s

time to take on the next challenge in your life...

How can banking experts

help you rise to your

next challenge?

Buying a Franchise: Funding

Sujam Ratnayake

Franchise New Zealand Summer 2024 Year 33 Issue 04

SPECIALIST

FRANCHISE

BANKERS

Wholesale Distributors Limited (WDL) is the franchisor for the

FreshChoice group of supermarkets. WDL have supermarkets

nationwide, but are always looking for new and exciting

opportunities to expand throughout New Zealand.

WDL is a division of Woolworths New Zealand (WWNZ). WWNZ

in turn is 100% owned by Woolworths Limited which is one of

Australasia’s largest retailers.

All our stores are locally owned and operated. Our owners and

store teams care about building strong connections to the

communities they serve, and are constantly striving to inspire

and engage customers. We are proud of the passionate people

that represent FreshChoice, and they in turn are proud to be

advocates of it.

If this sounds like an opportunity you are interested in, please

get in touch with Operations Manager Craig Steenson from the

contact details below:

are you

Interested in

becoming a local

Supermarket

owner?

craig.steenson1@woolworths.co.nz

027 262 3175

www.freshchoice.co.nz/about/franchise-opportunities/