Franchise NZ - Winter 2026

Franchise New Zealand | Winter 2026 | Year 35 Issue 02

28

With a 20-year background in

commercial banking with most of

the big names, Aaron Brownlee

realised there was a gap in the

market he was readily equipped to

fill. “I saw a number of companies

struggling with their finances during

mergers and acquisitions,” he says.

“I took the plunge in February 2020,

founded Finance Link and have

built up a steady business

ever since.

“Effectively, Finance Link gives

advice to companies on how

to structure their debt, how to

minimise their tax liabilities, help them with their business goals and facilitate

the relationship with their bank so they can achieve all of those objectives as

easily as possible. There are so many companies struggling with cash flow or

other problems that need to talk to someone like me. The business soon grew

to the point that I needed to find like-minded partners to meet the demand.”

Aaron’s business was ticking along nicely, but he was stretched by the

geographical demands. “We were spread too thin, with clients from Kaitaia to

Invercargill,” he says. “I’d reached a pain point, and I needed a strategy

to expand.

“One option was to employ a dozen people throughout the country and stress

my cash flow – not to mention all the compliance and operations people

required! Alternatively, I could be led down the franchising path, guided by

experts in their field.”

Franchise introduction

Enter Franchise Accountants, business advisors and chartered accountants

who specialise in the franchise sector to the tune of seven national franchise

awards for Service Provider of the Year. As founder Philip Morrison says, “We

are the only company to win so many times, taking pride in this as a measure

of our pursuit of excellence in providing good outcomes for our clients.”

Aaron and Philip had already been working together with several mutual

clients. Then one year, Philip invited Aaron to be his guest at the annual New

Zealand Franchise Awards. “It was from this evening onwards that I began

to see the power and potential of franchising,” Aaron explains. “Gradually,

the idea of franchising Finance Link began to emerge, and we started with a

feasibility assessment.”

From feasibility to fruition

Over the following months Aaron worked with Franchise Accountants on

a plan to create a unique area franchise business model to support the

franchisees Finance Link is now bringing on board.

As Aaron freely admits, “I’m an experienced business person, but my

knowledge of franchise systems was limited – I just didn’t realise the amount

of work and due diligence that goes into them. I’ve gained a huge amount

of understanding as a result of this process, and have enormous respect for

Philip and his team, whose clarity and expertise have been second to none.

Within six months we have already recruited multiple franchisees and are

poised for further national growth.”

Philip fully endorses the new Finance Link franchise business in return. “They

provide highly experienced, bespoke finance solutions for all business types,

and now that Aaron has been through the whole franchising process so

thoroughly himself, he truly understands the needs of the sector, from start-up

franchises opportunities right through to franchise resales.”

Specialist advice

“Franchising is a specialist area,” says Philip. “Many good businesses have

growth potential, but not every business is ready to franchise. Independent

feasibility analysis and financial modelling help business owners to

understand the risks, opportunities and likely return on investment before

committing significant time and capital.”

“We’re proud to have helped Finance Link scale their business and launch an

already thriving franchise system.

“Whether you’re considering buying a franchise, evaluating a

business opportunity,

expanding an existing

business, or exploring

franchising as a growth

strategy, Franchise

Accountants provides

specialist advice backed by

experience across more than

250 franchise systems and

1,000 business owners.”

How Franchise Accountants’ specialist

advice helped Finance Link scale nationally

BUILDING A

NATIONAL

NETWORK

Franchise Development

Franchise Accountants

www.franchiseaccountants.co.nz

Contact

Philip Morrison & Hayden Cargo

0800 555 80 20

hcargo@franchiseaccountants.co.nz

pmorrison@franchiseaccountants.co.nz

Advertiser Info

Aaron Brownlee

Franchise Accountants’ Hayden

Cargo and Philip Morrison

Westpac New Zealand

Franchise Awards 2025

Service Provider of the Year

7-Time Winner